Investment Loans!

Simplified Loans for Real Estate Investors.

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Investment Loans!

About Investment Loans

Welcome to our comprehensive guide on investment loans tailored for savvy real estate investors. Whether you’re a seasoned investor or just starting, we offer a range of loan products to help you achieve your investment goals. Explore our specialized loan options below and find the perfect fit for your investment strategy.

Cash Flow Loans (DSCR)
Overview: Cash Flow Loans, also known as Debt Service Coverage Ratio (DSCR) loans, are designed for rental property investors who prioritize the property's income potential.

Benefits:

  • Qualification based on property's income rather than personal income.
  • Ideal for rental properties with steady cash flow.
  • Competitive interest rates and flexible terms.

Eligibility:

  • Minimum DSCR requirement.
  • Property should have consistent rental income.
  • Suitable for both single-family and multi-family properties.

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Investment Loans!

Fix & Flip Loans

Overview: Fix & Flip Loans provide short-term financing for investors looking to purchase, renovate, and quickly resell properties.

Benefits:

  • Quick funding to seize investment opportunities.
  • Covers both purchase and renovation costs.
  • Flexible repayment terms aligned with your project timeline.

Eligibility:

  • Experience in flipping properties is preferred.
  • Detailed renovation plan and budget.
  • Property evaluation to determine after-repair value (ARV).

Bank Statement Loans

Overview: Bank Statement Loans cater to self-employed investors by using bank statements instead of traditional income verification methods.

Benefits:

  • No need for traditional income documents like tax returns.
  • Ideal for self-employed investors with significant cash flow.
  • Flexible terms and competitive interest rates.

Eligibility:

  • Minimum number of months of bank statements required.
  • Consistent and substantial deposits.
  • Suitable for various types of investment properties.

Multi-Unit Property Loans

Overview: Multi-Unit Property Loans are designed for investors looking to finance duplexes, triplexes, and fourplexes.

Benefits:

  • Finance multiple units under one loan.
  • Potential for higher rental income from multiple tenants.
  • Flexible loan terms to fit your investment strategy.

Eligibility:

  • Minimum number of units requirement.
  • Property should meet multi-family standards.
  • Evaluation of rental income potential.

Builder Loans

Overview: Builder Loans offer financing for construction and development projects, helping investors bring their vision to life.

Benefits:

  • Funds disbursed in stages as construction progresses.
  • Interest-only payments during the construction phase.
  • Tailored to builders and developers with flexible terms.

Eligibility:

  • Detailed construction plan and budget.
  • Suitable for residential and commercial projects.
  • Experience in construction or development is preferred.

Short-Term Rental Loans

Overview: Short-Term Rental Loans are designed for properties used as vacation rentals, capitalizing on the growing demand for short-term accommodations.

Benefits:

  • Based on rental income potential.
  • Flexible terms to accommodate seasonal fluctuations.
  • Ideal for vacation homes and Airbnb properties.

Eligibility:

  • Property should have a proven rental income history.
  • Located in desirable vacation destinations.
  • Compliance with local short-term rental regulations.

Why Choose Us?

  • Expertise: Our team has extensive experience in real estate financing and investment.
  • Tailored Solutions: We offer customized loan options to meet your specific needs.
  • Fast Approval: Quick and efficient loan approval process to help you seize investment opportunities.
  • Customer Support: Dedicated support team to guide you through every step of the loan process.

FAQ's

DSCR stands for Debt Service Coverage Ratio and is calculated by dividing the property's net operating income by its total debt service. It indicates the property's ability to cover its debt obligations.

Yes, we offer loan options that cater to investors with multiple properties, including portfolio loans and blanket mortgages.

Our streamlined approval process ensures you can get funded quickly, often within a few weeks, allowing you to take advantage of timely investment opportunities.

Contact Us

Ready to take your real estate investment to the next level? Contact us today to discuss your financing options and start your application process.